Summary
Credit Analyst role in a fast-growing FinTech company focused on the energy transition. Responsibilities include owning credit underwriting for B2B and B2C clients, reviewing financial documents, and making credit decisions. Requires 1-3 years of experience in Credit Risk or Underwriting, strong analytical skills, and proficiency in Excel.
- Location
- Berlin
- Type
- full-time
- Level
- Junior
- Work mode
- hybrid
Your Mission
Your Impact
As a Credit Analyst (m/f/d), you take ownership of core parts of our underwriting and portfolio processes (B2B and B2C). You are responsible for making and improving credit decisions, actively shaping how we scale our risk operations. You operate independently in day-to-day underwriting and play a key role in improving our risk framework as volumes grow rapidly.
Your Mission
Own and perform credit underwriting for end customers (B2C) and installer/partner companies (B2B)
Review financial documents, application data, and risk indicators within defined underwriting rules
Make credit decisions within clearly defined approval limits
Ensure compliance with internal risk policies and underwriting guidelines
Identify and escalate anomalies, risk signals, or potential fraud cases
Support the continuous improvement of underwriting and operational processes
Maintain and improve data quality in risk-relevant systems
Work closely with the Risk team to ensure stable daily operations
Your Talent
1–3 years of experience in Credit Risk, Underwriting, or Lending Operations
Strong experience in both B2B underwriting (B2C is a plus)
Strong analytical thinking and comfort working with financial data and structured decision-making
High attention to detail and strong sense of responsibility in execution
Reliable, structured, and disciplined working style
Strong Excel skills
Comfortable working in fast-paced, high-growth environments
English (minimum C1 level), fluent German is a plus
Our Offer
Growth & Culture
We move fast, we’re building a lot from scratch, and we’re learning something new every day. You’ll be part of a team that doesn’t just work, it truly builds something, with a strong sense of ownership and genuine team spirit.
Impact
Your job has a direct impact on the energy transition. Period.
And because this is important to us, we offer extra days off for climate activism.
Flexibility
We work in a hybrid, trust-based environment.
Working from home is the norm for us, two days a week are standard and flexible. We structure the rest in whatever way best supports collaboration and focus within the team.
And if it works for you and your team, you can also work from other locations, workations are possible here.
Perks
You’ll receive a flexible bonus that you can use however you like, sports, culture, travel, whatever works for you.
Food & Energy
Long days happen. When the office is running, so is the food: just order something to the office via Wolt.
(Junior) Credit Analyst (m/f/d) - Berlin
Bees & Bears · Berlin